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Davidson County, TN — Property Tax Underwriting Guide

Tennessee · Cyclical hold until revaluation

Estimated
Last verified June 15, 2026
Reassessment
4-year reappraisal cycle; commercial assessed at 40% of appraised value; Nashville-Davidson is a consolidated city-county
Sale reset risk
Low
Next reassessment
Next 4-year reappraisal (confirm year with Metro Nashville Assessor)
Appeal window
45 days after reappraisal notices; informal conference then State Board of Equalization
Multifamily underwriting

What this means for multifamily underwriting

Nashville-Davidson County has been one of the strongest multifamily markets in the US. Tax = appraised value x 0.40 x millage. Nashville's consolidated city-county structure means one combined bill.

Transaction type breakdown

Sale / Acquisition
Low

Davidson County is a consolidated city-county (Nashville). The same Tennessee 4-year reappraisal cycle applies. Between reappraisals, assessed values are held. A sale does not trigger an off-cycle reassessment.

Refinance
Low

Refinance has no effect on assessed value.

Ownership Transfer
Medium

Ownership transfer does not trigger reassessment; the 4-year cycle governs.

Tax appeal information

Appeal window
45 days after reappraisal notices; informal conference then State Board of Equalization
Bill issued
October
Payment due
Due by county deadline (single consolidated bill)
Analyst Notes

37.5 mill applied to 40% of appraised value yields ~1.5% effective rate on market value.

Guide review

County guidance last reviewed: June 15, 2026

Tax-rate scope: Tax-rate scope is not established as parcel-specific; confirm the parcel's taxing-authority stack.

Official sources: Metro Nashville Assessor

Confidence basis

4-year cycle and 40% ratio are statutory; Nashville's most recent reappraisal reflected strong market appreciation.

Sources

County data last verified June 15, 2026.

Parclio estimates are underwriting guidance, not legal or tax advice. Always verify millage rates, the seller's assessed value, and appeal deadlines with the county assessor or local counsel before relying on these numbers for a credit decision.

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