Source-backed CRE tax reset intelligence

Underwrite the tax reset before it underwrites you.

Turn a deal package into a source-backed property tax analysis with reviewable inputs, credit metrics, memo language, and a clear confidence level.

Run a free tax reset →View illustrative analysis ↓
First 3 estimates are free. No credit card required.
Underwriting preview · Illustrative example
Parkside Gardens148 units
Los Angeles County, CA · Acquisition · Prop 13 event-driven
Estimated
Recommended underwritten tax
$671,000
vs. $310,000 seller's bill · +$361,000/yr
Purchase price$55,000,000
Effective tax rateIllustrative 1.22% effective rate assumption
Seller tax bill$310,000
Modeled reset tax$671,000
NOI at risk−$361,000
DSCR1.31x → 1.05x−0.26x compression
Memo language

Underwrite real estate taxes using an illustrative 1.22% effective-rate assumption applied to the $55.0 million acquisition basis. This produces a modeled $671,000 annual tax bill versus the illustrative $310,000 seller bill, reducing NOI by $361,000. Actual parcel-level taxes may vary by Tax Rate Area based on the applicable general levy, voter-approved debt, direct assessments, taxing districts, and supplemental-assessment timing.

Source
California Prop 13 framework and Los Angeles County reference materials · Inputs reviewed July 16, 2026
Fictional property and synthetic inputs; not a customer analysis or evidence of model accuracy.
Built by a multifamily and HUD lending professional
Built for lenders, sponsors, brokers, and HUD/Agency teams
NOI, DSCR, debt yield, and proceeds in one review
AI extracts. Deterministic county rules calculate.
Real estate professionals

Trusted by the people who defend the tax line.

Parclio solves a real underwriting problem: too many deals still model property taxes off a seller’s stale bill. The value is that it shows the likely reset risk, the NOI and DSCR impact, and gives the team memo-ready language in one place. That makes the tax assumption easier to defend before a deal gets too far down the road.

VP, Multifamily Lending
Regional Debt Fund
Used with permission

The biggest value is confidence. Parclio gives acquisition teams a faster way to see whether a property’s tax bill is likely to move after closing and whether that move changes NOI, DSCR, or proceeds. That is exactly the kind of issue you want to catch before investment committee, not after closing.

Principal
Private Equity Real Estate Firm
Used with permission
How it works

From the document on your desk to a defensible tax line.

Upload what you have, confirm the inputs, and let deterministic county rules do the math — extraction is AI-assisted and reviewable, never treated as final until you confirm it.

The tax line should be defensible before committee sees it.

01Upload

Add a tax bill, T12, rent roll, or OM to the deal.

02Confirm

Review and confirm every extracted value before it's used.

03Model

Deterministic county rules calculate taxes, NOI, DSCR, debt yield.

04Export

Get source-backed memo language ready for the credit file.

For lenders, sponsors, brokers, acquisition teams, and HUD/Agency workflows.

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County intelligence

A curated rule set across the major multifamily markets.

Public guides available for 75 jurisdictions across 22 states. Expanding monthly.

Each guide separates transaction-triggered reassessment from annual or cyclical appraisal, with source dates and confidence shown.

Put the real tax line in the file.

First 3 estimates are free. No credit card required.

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